![]() ![]() You are responsible for maintaining the system's capacity and connectivity required for use of the Service. You are responsible for all costs of using the Service and operating the Hardware, including, but not limited to cellular and internet service charges. You agree to implement and maintain internal security controls to protect the Hardware and customer information. You are responsible for the security of the Hardware, and for allowing its use only by individuals authorized by you. Pursuant to the terms of this Agreement, you may use the Service to deposit Items to your Account by creating an Image of the Item using acceptable Hardware, and transmitting that Image to us for deposit. “Service” means the mobile check deposit processing service provided to You under this Agreement. Items are deemed to be "items" under the Uniform Commercial Code and "checks" under The Expedited Funds Availability Act and Regulation CC. ![]() Treasury check, traveler’s check, or money order drawn on a financial institution within the United States and payable in U.S. "Image Replacement Document" or "IRD" means a substitute check, as defined in Check 21.Īn "Item" is an original: check, cashier's check, official check, U.S. "Image" means the electronic image of the front and back of an Item, in addition to other required information, as specified by us, in the format we specify. “Check 21 Transaction” means an electronic payment transaction utilizing an “IRD” permitted by Check 21. "Check 21" means the Check Clearing for the 21st Century Act. "Hardware" means any device acceptable to us from time to time that provides for the capture of Images from Items and for transmission through the clearing process. "Account" means your deposit account with us to which you are authorized to make a deposit using Hardware. "Bank," "we," "us" and "our" mean STAR Financial Bank and its successors or assigns. "You" and "your" means: (i) a person who has enrolled in both the Bank's Online Banking service and the Service for personal use, or (ii) a small business entity (or its authorized representative, as applicable) that has enrolled in both in the Bank's Online Banking Service and the Service for business use by that authorized representative. If there is a conflict with the STAR Financial Bank Online Banking Agreement and this Addendum, this Addendum shall control. STAR Financial Bank Deposit Addendum (“Addendum”) to the Online Account Agreement for STAR Financial Bank Online Banking.Įxcept as modified by this Addendum, all terms and conditions in the STAR Financial Bank Online Banking Agreement remain in full force and effect. ![]()
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